Quarterly Evolution

RECLASSIFIED CONSOLIDATED STATEMENTOF FINANCIAL POSITION:QUARTERLY EVOLUTION
(in thousands of Euro)
YEAR 2015 YEAR 2014
  31.12 30.09 30.06 31.03 31.12 30.09 30.06 31.03
ASSETS                
Available for sale financial assets 3.221.533 3.677.850 3.803.216 5.069.781 243.325 414.768 1.302.425 2.287.950
Held to maturity financial assets - - - - 4.827.363 5.094.994 5.071.312 5.329.414
Due from banks 95.352 246.991 114.843 115.697 274.858 294.844 351.349 432.855
Loans to customers 3.437.136 3.176.172 3.152.145 2.921.902 2.814.330 2.588.009 2.538.371 2.339.663
Property, plant and equipment 52.163 52.137 51.509 51.329 50.682 50.865 50.798 41.129
Intangible assets 7.170 7.031 6.779 6.772 6.556 6.724 6.776 6.482
Other assets 144.366 84.507 92.902 77.104 92.180 69.018 98.851 77.976
Total assets 6.957.720 7.244.688 7.221.394 8.242.585 8.309.294 8.519.222 9.419.882 10.515.469

RECLASSIFIED CONSOLIDATED STATEMENTOF FINANCIAL POSITION:QUARTERLY EVOLUTION
(in thousands of Euro)
YEAR 2015 YEAR 2014
  31.12 30.09 30.06 31.03 31.12 30.09 30.06 31.03
LIABILITIES AND EQUITY                
Due to banks 662.985 537.898 457.384 200.953 2.258.967 632.553 1.979.493 618.132
Due to customers 5.487.476 5.900.458 6.037.552 7.241.379 5.483.474 7.317.589 6.910.171 9.341.959
Post-employment benefits 1.453 1.388 1.407 1.641 1.618 1.525 1.537 1.477
Tax liabilities 25.549 23.904 18.207 67.692 14.338 13.764 13.321 19.099
Other liabilities 206.790 224.028 182.578 159.042 113.047 135.495 117.433 129.409
Equity: 573.467 557.012 524.266 571.878 437.850 418.296 397.927 405.393
- Share capital, share premiums and reserves  411.501 408.207 393.487 545.649 341.974 344.108 347.872 380.717
- Profit for the period 161.966 148.805 130.779 26.229 95.876 74.188 50.055 24.676
Total liabilities and equity 6.957.720 7.244.688 7.221.394 8.242.585 8.309.294 8.519.222 9.419.882 10.515.469

RECLASSIFIED CONSOLIDATED INCOME STATEMENT:QUARTERLY EVOLUTION
(in thousands of Euro)
YEAR 2015 YEAR 2014
  4th Q. 3rd Q. 2nd Q. 1st Q. 4th Q. 3rd Q. 2nd Q. 1st Q.
Net interest income (1) 45.896 48.111 56.509 58.110 54.583 52.058 59.498 55.536
Net commission income 14.824 14.712 14.878 14.369 14.770 14.593 14.865 14.124
Net result from trading (55) (179) 36 120 131 16 50 105
Profit (loss) from sale or buyback of: 16.127 - 124.500 - 3.581 - - 231
Receivables 14.948 - - - 3.581 - - -
 Available for sale financial assets 1.179 - 124.500 - - - - 231
 Net banking income (1) 76.792 62.644 195.923 72.599 73.065 66.667 74.413 69.996
Net value adjustments/revaluations due to impairment of: (8.089) (5.411) (13.260) (7.490) (4.546) (7.377) (13.561) (9.026)
Receivables (1) (7.361) (1.395) (11.046) (5.471) (4.546) (7.377) (13.561) (9.026)
Available for sale financial assets (728) (4.016) (2.214) (2.019) - - - -
Net profit from financial activities 68.703 57.233 182.663 65.109 68.519 59.290 60.852 60.970
Personnel expenses (12.266) (12.394) (12.165) (11.517) (11.025) (10.310) (10.884) (10.334)
Other administrative expenses (35.419) (15.956) (11.411) (16.042) (24.009) (11.977) (11.902) (11.431)
Net allocations to provisions for risks and charges 13 (160) 397 (479) 489 (463) 79 (1.718)
Net value adjustments to property, plant and equipment and intangible assets (1.045) (942) (927) (832) (866) (833) (792) (748)
Other operating income (expenses) 1.382 478 (2.141) 3.307 408 538 141 949
Operating costs (47.335) (28.974) (26.247) (25.563) (35.003) (23.045) (23.358) (23.282)
Pre-tax profit from continuing operations 21.368 28.259 156.416 39.546 33.516 36.245 37.494 37.688
Income tax expense for the year (8.207) (10.233) (51.866) (13.317) (11.828) (12.112) (12.115) (13.012)
Profit for the year 13.161 18.026 104.550 26.229 21.688 24.133 25.379 24.676

(1) The previously published quarterly data were restated as described in the Notes, Part A, Section 2

INCOME STATEMENT DATA BY SEGMENT: QUARTERLY EVOLUTION
(in thousands of
Euro)
YEAR 2015 YEAR 2014
  4th Q. 3rd Q. 2nd Q. 1st Q. 4th Q. 3rd Q. 2nd Q. 1st Q.
Net banking income 76.792 62.644 195.923 72.599 73.065 66.667 74.413 69.996
Trade receivables 39.728 41.668 37.941 39.334 39.522 37.421 41.152 37.466
Distressed Retail Loans (1) 22.402 10.624 14.411 8.863 12.906 5.960 7.137 7.246
Tax receivables 8.828 3.984 3.621 3.902 2.871 3.765 2.203 2.164
Governance and services 5.834 6.368 139.950 20.500 17.766 19.521 23.921 23.120
Net profit from financial activities 68.703 57.233 182.663 65.109 68.519 59.290 60.852 60.970
Trade receivables 33.237 40.361 30.016 33.809 36.534 29.850 27.824 28.347
Distressed retail loans 21.818 10.676 11.334 8.859 11.202 5.959 7.077 7.241
Tax receivables 8.542 3.844 3.577 3.960 3.017 3.960 2.030 2.262
Governance and services 5.106 2.352 137.736 18.481 17.766 19.521 23.921 23.120

(1) The previously published quarterly data were restated as described in the Notes, Part A, Section 2