Results by business segments

STATEMENT OF FINANCIAL POSITION
(in thousands of Euro)
TRADE RECEIVABLES DRLs TAX RECEIVABLES GOVERNANCE AND SERVICES GROUP CONSOLIDATED TOTAL
Available for sale financial assets          
Figures at 31.12.2015       3.221.533 3.221.533
Figures at 31.12.2014 - - - 243.325 243.325
Change % - - - 1224,0% 1224,0%
Held to maturity financial assets          
Figures at 31.12.2015       - -
Figures at 31.12.2014 - - - 4.827.363 4.827.363
Change % - - - (100,0)% (100,0)%
Due from banks          
Figures at 31.12.2015     - 95.352 95.352
Figures at 31.12.2014 - - - 274.858 274.858
Change % - - - (65,3)% (65,3)%
Loans to customers          
Figures at 31.12.2015 2.848.124 354.352 130.663 103.997 3.437.136
Figures at 31.12.2014 2.455.052 135.429 119.473 104.376 2.814.330
Change % 16,0% 161,7% 9,4% (0,4)% 22,1%
Due to banks          
Figures at 31.12.2015       662.985 662.985
Figures at 31.12.2014 - - - 2.258.967 2.258.967
Change % - - - (70,7)% (70,7)%
Due to customers          
Figures at 31.12.2015       5.487.476 5.487.476
Figures at 31.12.2014 - - - 5.483.474 5.483.474
Change % - - - 0,1% 0,1%

INCOME STATEMENT DATA
(in thousands of Euro)
TRADE RECEIVABLES DRLs (1) TAX RECEIVABLES GOVERNANCE AND SERVICES GROUP CONSOLIDATED TOTAL
Net banking income          
Figures at 31.12.2015 158.671 56.300 20.335 172.652 407.958
Figures at 31.12.2014 155.561 33.249 11.003 84.328 284.141
Change % 2,0% 69,3% 84,8% 104,7% 43,6%
Net profit from financial activities          
Figures at 31.12.2015 137.423 52.687 19.923 163.675 373.708
Figures at 31.12.2014 122.555 31.479 11.269 84.328 249.631
Change % 12,1% 67,4% 76,8% 94,1% 49,7%

(1) The data for 2014 were restated as described in the Notes, Part A, Section 2

QUARTERLY INCOME STATEMENT DATA
(in thousands of Euro)
TRADE RECEIVABLES DRLs (1) TAX RECEIVABLES GOVERNANCE AND SERVICES GROUP CONSOLIDATED TOTAL
Net banking income          
Fourth quarter 2015 39.728 22.402 8.828 5.834 76.792
Fourth quarter 2014 39.522 12.906 2.871 17.766 73.065
Change % 0,5% 73,6% 207,5% (67,2)% 5,1%
Net profit from financial activities          
Fourth quarter 2015 33.237 21.818 8.542 5.106 68.703
Fourth quarter 2014 36.534 11.202 3.017 17.766 68.519
Change % (9,0)% 94,8% 183,1% (71,3)% 0,3%

(1) The data for 2014 were restated as described in the Notes, Part A, Section 2

SECTOR KPIs 
(in thousands of Euro)
TRADE RECEIVABLES DRLs TAX RECEIVABLES GOVERNANCE AND SERVICES
Turnover (1)        
Figures at 31.12.2015 10.126.397 n.a. n.a. n.a.
Figures at 31.12.2014 8.312.798 n.a. n.a. n.a.
Change % 21,8% - - -
Nominal amount of receivables managed        
Figures at 31.12.2015 3.576.982 8.161.005 190.553 n.a.
Figures at 31.12.2014 3.101.058 5.630.151 167.834 n.a.
Change % 15,3% 45,0% 13,5% -
Net bad loans/Loans to customers        
Figures at 31.12.2015 1,1% 45,0% 0,0% n.a.
Figures at 31.12.2014 1,3% 51,8% 0,0% n.a.
Change % (0,2)% (6,8)% - -
RWA (2)        
Figures at 31.12.2015 1.970.886 354.352 41.614 182.779
Figures at 31.12.2014 1.802.978 135.426 37.595 187.560
Change % 9,3% 161,7% 10,7% (2,5)%

(1) Gross flow of the receivables sold by the customers in a specific period of time.
(2) Risk Weighted Assets; the amount refers exclusively to the financial items reported in the segments.