“Our funding is our clients ”
rendimax is Banca IFIS’s high-yield online savings account for private investors, companies and insolvency proceedings. It can be activated on the website www.rendimax.it. The Bank has been operating in the retail funding market for 7 years now, achieving outstanding results. The visibility brought by rendimax burnished its credentials in a constantly evolving sector. The quality of the service provided by Banca IFIS is one of the hallmarks of this product: customers consider it the most efficient offering on the market. Visit the website
Born in early 2013, contomax is Banca IFIS's crowd current account, born from the dialogue with the Web. It can be activated on the website www.contomax.it. To date, there are over 2,500 active accounts. The main services available are: advanced Bancomat (debit card that can also be used for on-line purchases through the Maestro service); payment of utility bills and Telepass motorway tolls, the transfer of funds from one account to another and, in addition, mobile phone top-ups. This account has no opening or management fees, and the Bank pays the stamp duty. The account also guarantees high returns thanks to a series of interest rate solutions for the amounts deposited.Visit the website
it consists of wholesale funding through repurchase agreements (largely classified under payables due to customers, as they are carried out with counterparties formally other than banks), refinancing transactions on the Eurosystem, and short-term treasury transactions with other lenders. Total funding, which amounted to 6.150,5 million Euro at 31 December 2015, down 20,6% from 31 December 2014, is represented for 89,2% by Payables due to customers (compared to 70,8% at 31 December 2014) and for 10,8% by Payables due to banks (compared to 29,2% at 31 December 2014).
Financial results as at 12/31/2015
NET BANKING INCOME
FROM FINANCIAL ACTIVITIES
FOR SALE FINANCIAL ASSETS